Finding an auto insurance company that really suits everyone’s needs can be tricky. You can always find an agent, but a captured agent often persuades you to buy an insurance policy from the company he/she works for. When the customer finally purchases, the agent will charge a commission. An independent agent can consult or request all suggestions and recommendations, so it is a more secure option, but requires additional fees. If you live in Arkansas, Go Auto Insurance is one of the few companies that do not use a principal-agent to minimize additional costs. This sounds simple, but for most people, auto insurance is not really a cheap expense, so eliminating the possibility of additional expenses is always a good thing.
Go Auto Insurance may not be the largest brand in the industry, but there are several good reasons. This is a privately held company, similar to most small businesses. In fact, this is a family oriented auto insurance company, but this does not mean that this company is a small company; with 48 branches or offices in Arkansas, Go Auto Insurance is undoubtedly one of the most easily found companies in the state.
Unlike companies owned by the public and managed by some shareholders, Go Auto Insurance does not provide shares in the stock market. This means that the company is not obliged to report its financial situation to shareholders regularly. You can also implement all changes to company policies, decisions, or services immediately because you do not need to wait for shareholder approval. The company has greater flexibility in decision-making, so it will not be delayed in the event that significant action needs to be taken immediately. Go Auto Insurance can emphasize the quality improvement of auto insurance services, rather than focusing on quarterly earnings. This special form of organization is often better. Especially when the company works through sales services(such as automobile insurance).
Another good reason is that Go Auto Insurance only sells auto insurance and has no option to bundle with other types of insurance policies. Therefore, the whole process from inquiry to claim is easier to implement and more detailed, which is beneficial to the company and customers. The coverage option must meet the requirements of the Arkansas DMV, but the custom option is better than the coverage option provided by companies with bundled options. In particular, there are no restrictions on other types of insurance policies included in any bundle, so from the customer’s perspective, the company has less control over claims.
